Wedding Loan

Wedding Loans:
Turn Your Dream Wedding a Reality

Celebrate your big day without financial stress. Our wedding loans help cover key expenses like your ideal venue, bridal gown, and more—so you can focus on making memories, not managing bills. Enjoy flexible financing with no collateral required. Invite everyone you love and create the wedding you’ve always envisioned.

1.5%* per month

Pay interest and fees only when you draw down

1.5%* per month

Pay interest and fees only when you draw down

Explore Wedding Loan solutions from our trusted lending partners.

Interest Rate:
From 3.48% (EIR 6.95%) p.a., flat rate
Loan Tenor:
up to 5 Years
Processing Fee:

one time fee 1% – 6%(w rebate)

Eligibility Check

Age Check
You must be at least 21 years of age
Citizenship
You must be a salaried Singaporean / PR / EP holder / S-pass holder
Salary Check
Preferably to have a minimum monthly income of $2,500

Repayment Calculator

Get Your Loan Options

* For a loan amount of $20,000, APR of 6.95%, 5 year tenure, the tot. loan payable will be $26,940 with a monthly cost of $449. An individualised APR will be presented at the end of your application. Max. APR 8.88%. Min. repayment period 3 months, max. 72 months.

What Is a Wedding Loan and Why Consider One?

Weddings can be costly, especially when accommodating family expectations and rising expenses like venues and housing. Instead of borrowing from relatives, many couples opt for wedding loans—flexible financing solutions that help cover big-day costs without requiring collateral. These loans allow couples to celebrate freely, without compromising on their dream wedding.

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How Much Should I Borrow for My Wedding?

While some couples may prefer a simple ROM ceremony, many still choose to host a lunch or dinner banquet to celebrate with family and friends. Weddings are a once-in-a-lifetime milestone, and they often come with significant costs. Below is a non-exhaustive list of common wedding expenses in Singapore. To determine how much to borrow, consider how much of your savings you’re willing to allocate and calculate a loan amount that comfortably covers the rest.

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Industry Best Rate

Should You Use a Credit Card or Wedding Loan to Finance Your Wedding?

While credit cards may seem like a convenient way to cover wedding expenses—especially with the lure of reward points—they often come with hidden fees and significantly higher interest rates. Many couples focus on the perks, overlooking service charges, cash advance fees, and costly repayment plans that can quickly add up.

In contrast, a wedding loan offers a more structured and cost-effective solution. With a fixed loan amount, defined repayment period, and generally lower interest rates compared to credit cards, wedding loans help you manage your budget more efficiently. As a type of personal loan, it provides greater transparency and financial control—allowing you to focus on your big day without the burden of surprise fees.

As high as

97%*

Approval Rate

As low as

3.48%*

Interest Rate

	Wedding Loan	Credit Card
Interest Rates	From 3.48% (EIR 6.95%) p.a., flat rate	From 28% EIR p.a.
Loan Tenor	up to 5 years	Open-ended
Processing Fee	one time fee 1% – 6%(w rebate)	3 – 6%

Unable to Qualify for a Bank Loan or Credit Card?

If you can’t get a bank loan or credit card, a licensed moneylender may be a short-term option, typically with interest rates of 2–3% per month. These loans are best used for short durations (2–3 months) and should be taken from reputable lenders. Platforms like Trustify help by offering pre-screened lenders and multiple loan offers through a single application, making the process safer and more efficient.

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